Lead Analyst - Asset Backed Finance (Crisil Limited)
Posted on: December 18, 2025 | Senior-Level
Company Name: Crisil Limited (Company of S&P Global)
Division: Asset Backed Finance (ABF) - Private Markets Management
Location: Pune | Mumbai | Gurugram | Chennai, India
Employment Type: Full-Time (Monday-Friday)
Schedule: On-Site (Office-Centric) | Experience Level: 06-10 Years
About Crisil Limited
Crisil Limited represents the pinnacle of global analytics excellence, functioning as a leading, agile, and innovative company committed to making markets work better for all stakeholders. Our organization thrives on deep expertise, unparalleled analytical capabilities, and relentless innovation that drives meaningful change across financial markets worldwide.
As a bold and forward-thinking organization, Crisil seamlessly collaborates with clients to deliver mission-critical insights that amplify success and create sustainable competitive advantages. Our work in asset-backed finance and structured credit markets positions us at the forefront of private markets investment management, where analytical rigor meets strategic innovation.
Life at Crisil: Be the Impact
The "Life@Crisil" experience is designed around one central principle: enabling you to be the impact that transforms the world. When you join Crisil, you're not just accepting a position—you're embarking on a career journey that creates lasting impact affecting individuals, businesses, and society at large.
What Sets Crisil Apart
Purpose-Driven Excellence: Drive meaningful growth with a strong sense of purpose that extends beyond financial metrics to create real-world value and sustainable market improvements.
Caring Culture: Our people-first approach creates an environment where learning, innovation, and professional growth are actively encouraged and supported at every career stage.
Collaborative Innovation: Work alongside the brightest analytical minds in the industry, drawing inspiration from diverse expertise and perspectives that challenge conventional thinking.
Attractive Rewards: Benefit from a comprehensive rewards and benefits program specifically designed to recognize your contributions and accelerate your professional growth trajectory.
Continuous Learning: Thrive in an environment where your ideas and opinions are valued, where continuous learning is embedded in our organizational DNA, and where intellectual curiosity is celebrated.
Ethical Foundation: Build your career on uncompromising ethical standards, ensuring that success is achieved sustainably and responsibly across all business activities.
Unleashed Potential: Find yourself in an inspiring setting that encourages you to tackle the biggest real-world challenges and explore unexplored future possibilities without limits.
The Opportunity: Lead Analyst - Asset Backed Finance
We are seeking an accomplished Lead Analyst to join our Asset Backed Finance (ABF) division within our leading global Private Markets Asset Management practice. This senior-level position offers a unique opportunity to work at the intersection of structured finance, private credit, and asset-backed securities, leveraging your expertise to drive investment decisions worth millions of dollars.
As a Lead Analyst, you will play a pivotal role in evaluating complex structured credit transactions, building sophisticated financial models, and providing analytical leadership that directly influences investment strategy and portfolio performance. This position offers exceptional exposure to diverse asset classes and the chance to work with top-tier investment professionals in one of the most dynamic segments of global finance.
Key Responsibilities
Financial Modelling & Valuation Excellence
Lead the development and maintenance of sophisticated financial models that form the foundation of investment decision-making:
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Complex Model Construction: Build comprehensive financial models to assess valuation, cash flow dynamics, and performance metrics for various asset-backed securities and private credit transactions.
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Structured Product Analysis: Evaluate collateralized loan obligations (CLOs), consumer and business loan portfolios, real estate-backed securities, and other structured credit instruments.
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Quantitative Rigor: Apply advanced modeling techniques to project cash flows, assess risk-adjusted returns, and evaluate structural features of complex securities.
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Scenario Analysis: Develop multiple scenario forecasts incorporating varying economic conditions, prepayment assumptions, and credit performance expectations.
Due Diligence Leadership
Support and eventually lead comprehensive due diligence processes for potential acquisitions and investments:
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End-to-End Evaluation: Participate in all phases of due diligence from initial screening through final investment recommendation, ensuring thorough analysis of every material aspect.
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Documentation Review: Analyze legal documentation including indentures, prospectuses, servicing agreements, and other transaction documents to identify key terms, risks, and structural features.
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Data Analysis: Review and validate data tapes, historical performance information, and third-party reports to assess asset quality and portfolio characteristics.
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Cross-Functional Collaboration: Work closely with senior analysts, portfolio managers, legal teams, and external advisors to coordinate comprehensive due diligence efforts.
Performance Monitoring & Risk Management
Maintain vigilant oversight of portfolio assets with proactive risk identification and mitigation:
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Ongoing Surveillance: Monitor the continuous performance of portfolio assets, tracking deviations from expectations and identifying emerging trends or concerns.
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Key Metrics Tracking: Systematically track critical performance indicators including delinquency rates, default rates, recovery rates, prepayment speeds, and collateral quality metrics.
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Risk Analysis: Perform regular risk assessments and sensitivity analyses, including stress testing under adverse scenarios and evaluating portfolio concentration risks.
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Early Warning Systems: Develop and maintain analytical frameworks to identify potential problems early, enabling proactive portfolio management decisions.
Reporting & Strategic Communication
Transform complex financial analysis into clear, actionable insights for senior stakeholders:
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Investment Memos: Prepare detailed investment memoranda that articulate investment thesis, risk factors, expected returns, and recommendation rationale.
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Executive Presentations: Create compelling presentations for investment committees, senior management, and external investors that effectively communicate complex structured finance concepts.
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Performance Reports: Generate regular portfolio performance reports highlighting key developments, variances from expectations, and recommended actions.
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Stakeholder Communication: Translate sophisticated quantitative analysis into accessible narratives that inform strategic decision-making at the highest levels.
Market Intelligence & Research
Maintain deep knowledge of market conditions and industry developments to inform investment strategy:
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Industry Trend Analysis: Conduct in-depth research on evolving trends within the asset-backed securities and structured credit landscape, identifying opportunities and risks.
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Market Condition Assessment: Monitor primary and secondary market conditions, including pricing trends, issuance volumes, and investor sentiment across various ABS sectors.
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Regulatory Monitoring: Stay current on regulatory developments affecting structured finance markets, assessing implications for investment strategy and portfolio positioning.
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Competitive Intelligence: Analyze competitor activities, emerging strategies, and market innovations to maintain strategic positioning advantages.
Cross-Functional Collaboration
Serve as a key liaison between investment teams and supporting functions:
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Operational Integration: Work closely with operations teams to ensure seamless deal execution, accurate transaction settlement, and efficient portfolio administration.
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Compliance Coordination: Collaborate with compliance teams to maintain adherence to investment guidelines, regulatory requirements, and internal policies.
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Accounting Partnership: Partner with accounting teams to ensure accurate valuation, proper revenue recognition, and compliant financial reporting.
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Legal Engagement: Engage with legal teams on transaction structuring, documentation review, and contract negotiation support.
Database Management & Technology Integration
Leverage technology to enhance analytical capabilities and operational efficiency:
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Data Infrastructure: Maintain and enhance internal databases containing financial, market, and industry information essential for investment analysis.
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Programming Applications: Utilize programming languages like Python or SQL for data extraction, transformation, analysis, and visualization.
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Process Automation: Identify opportunities to automate repetitive analytical tasks, improving efficiency and reducing potential for errors.
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Systems Enhancement: Contribute to the continuous improvement of analytical tools, databases, and technology platforms supporting the investment process.
Qualifications & Requirements
Educational Background
- Advanced Degree Required: Master's degree in Finance, Accounting, Economics, or closely related quantitative field
- Professional Certifications: CFA (Chartered Financial Analyst) designation or CA (Chartered Accountant) qualification strongly preferred
- Specialized Knowledge: Deep understanding of structured finance, asset-backed securities, and credit analysis methodologies
Professional Experience
6-10 Years of Progressive Experience in asset-backed finance, structured finance, or closely related analytical roles, with demonstrated progression in responsibility and complexity:
- ABS/Structured Finance Expertise: Substantial experience analyzing asset-backed securities, structured credit products, or private credit investments
- Deal Execution: Proven track record participating in or leading due diligence, investment analysis, and transaction execution
- Portfolio Management: Experience monitoring and analyzing portfolio performance, identifying trends, and recommending actions
- Team Leadership: Prior experience managing teams, coordinating analytical projects, and mentoring junior analysts
- Client Management: Demonstrated capability handling service delivery, stakeholder management, and client relationship activities
Technical Skills & Competencies
Core Analytical Skills:
- Financial Modeling Mastery: Expert-level proficiency in building complex financial models with multiple scenarios, sensitivities, and stress cases
- Valuation Techniques: Strong command of discounted cash flow analysis, relative value assessment, and structured product valuation methodologies
- Quantitative Analysis: Advanced analytical skills including statistical analysis, probability assessment, and risk quantification
Technology Proficiency:
- Microsoft Excel: Advanced proficiency including VBA, complex formulas, pivot tables, and financial modeling best practices
- Financial Software: Experience with Bloomberg Terminal, FactSet, Intex, or similar platforms for market data and analytics
- Programming Skills: Knowledge of Python, SQL, or R for data analysis, automation, and visualization (significant plus)
- Database Management: Familiarity with database structures, queries, and data management principles
Communication Excellence:
- Written Communication: Exceptional ability to prepare clear, concise, and persuasive investment memos, reports, and documentation
- Verbal Presentation: Strong presentation skills with ability to articulate complex concepts to diverse audiences including senior executives
- Stakeholder Management: Proven capability managing relationships with internal teams, external partners, and senior leadership
Personal Attributes & Working Style
Essential Qualities:
- Detail Orientation: Meticulous attention to detail with commitment to accuracy and thoroughness in all analytical work
- Organizational Excellence: Strong organizational skills with proven ability to manage multiple complex projects simultaneously
- Deadline Management: Demonstrated ability to thrive under pressure, managing changing priorities and meeting tight deadlines consistently
- Proactive Mindset: Self-starter mentality with ability to anticipate needs, identify issues early, and propose solutions independently
- Team Collaboration: Exceptional team player who contributes positively to team dynamics while driving individual excellence
- Adaptability: Flexibility to adjust to evolving market conditions, organizational priorities, and analytical requirements
- Industry Passion: Genuine enthusiasm for structured finance, capital markets, and the broader finance industry
Mandatory Skills
Asset Backed Securities Analysis | Due Diligence Management | Performance Monitoring | Financial Modelling | Structured Finance | Credit Analysis | Portfolio Management | Risk Assessment
Why Join Crisil's Asset-Backed Finance Team?
Career Growth & Development
- Work on cutting-edge structured finance transactions across multiple asset classes
- Gain exposure to global private markets and institutional investment strategies
- Accelerate your career progression within a meritocratic, growth-oriented environment
- Access to continuous learning opportunities and professional development programs
Market-Leading Platform
- Join a globally recognized analytics and investment management organization
- Work with sophisticated investors and complex structured credit transactions
- Benefit from Crisil's extensive market research, data resources, and analytical infrastructure
- Collaborate with cross-functional teams of experts across multiple disciplines
Competitive Advantage
- Multiple location options across India's leading financial centers (Mumbai, Pune, Gurgaon, Chennai)
- Comprehensive compensation and benefits package reflecting senior-level responsibilities
- Work-life balance supported by flexible work arrangements and a supportive culture
- Opportunity to make a meaningful impact on significant investment decisions
Application Process
Are you ready to unlock the next chapter of your career in asset-backed finance? Join Crisil Limited as a Lead Analyst and be the impact that transforms structured credit markets and private market investments.
To Apply: Submit your comprehensive resume highlighting your structured finance experience, financial modeling expertise, and analytical accomplishments. Applications are reviewed on a rolling basis.
Crisil Limited is an equal opportunity employer committed to building diverse teams and fostering inclusive workplaces where all employees can thrive.
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